Title loans allow you to borrow using the vehicle's title as collateral to obtain cash. With this type of secured loan, the lender offers an amount equivalent to 25 to 50% of your car's value, allowing you to retain possession of your vehicle while repaying the loan.
One of the best ways to prepare for your holiday shopping is to save in advance. You can budget a small amount each month to go into your holiday budget. By saving a little bit of money each month, it can make your holiday expenses very manageable as well as provide the money you need to take advantage of great Black Friday and Cyber Monday deals.
Remember that if you do not talk to them, they cannot scam you. Once you hear the sales pitch or they begin to make threats, HANG UP! These scammers will threaten to sue you, garnish your wages, say you will be arrested, or have the ‘debt’ taken out of your bank account.
