Complete the online application/loan request form, which takes about 2 to 5 minutes to fill. Hit the ‘submit’ button and wait from 5 to 90 seconds to get an answer for your request. If your loan is approved, you will be connected directly to your lender to review the terms and conditions. If you accept the loan terms, your loan is deposited into your bank account in one business day.
It is not always possible, but if you can get at least two quotes or estimates of the repairs, it could save you a lot of money. Repair rates vary considerably, so be careful not to take the first price you are given. Shopping around for a better price will usually help you lower your repair costs.
If you are still working, even at a part-time job, be sure to include this information on your loan request. It will likely increase your chances of approval. Also, omitting this information may be seen as a red flag by lenders for not completing your loan request honestly. Misinformation or leaving information out of your loan form will act as an automatic disqualifier.
