Online Payday Loan from Direct Lenders

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Applying does NOT affect your FICO® credit score!

What Are Direct Lender Payday Loans?

Direct lender payday loans are simply payday loans that you receive from a direct lender. A direct lender for payday loans will be licensed in all states they do business in as required by law. Your direct lender is in charge of managing all aspects of your loan, including reviewing your application to funding and collecting your repayment.

There are 2 types of direct lenders: storefronts and online payday loan direct lenders. Online payday loans allow you to rapidly complete and submit your loan request and have it reviewed by more than 1 direct lender. Thus, you can save time and gas money spent in driving from one lender to another.

Online Payday Loans from Direct Lenders with No Hard Credit Checks

Usually, people with poor or bad credit look for direct lenders without hard credit checks because they know that traditional lenders will reject their request. However, with online payday loan direct lenders, this is not a concern.

Why? Because direct lenders of online payday loans know that more than half of their customers do not have good credit. This means that your credit scores play little role in determining the level of risk involved in lending. Instead, direct lender payday loans are based primarily on your recent and upcoming short-term income. It is the best indicator of your ability to repay your loan.

Where Can I Get Direct Lenders of Emergency Payday Loans Even If I Have Bad Credit?

You are in the right place because we have more than 100 direct lenders who want to review your loan request. Rest assured for over 80% of all requests are approved! You can get the cash you need faster. It only takes a few minutes to complete a secure, simple loan request form. It is even faster to get an answer, usually less than 60 seconds—no driving around and finding 1 storefront and waiting for an answer (and wasting gas). Also, no credit check or collateral is required.

How Do Direct Payday Loans Work?

The entire process is fast, secure, and easy. Complete your loan request form and submit it. You can expect an answer within seconds. If approved, you are connected to your direct lender in seconds to go over the terms and conditions of your loan and have all your questions answered. You are not obligated to accept any loan offer. If you do accept the offer, your cash will be deposited in one business day. It couldn’t be any easier.

The minimum qualifications to be eligible for a direct lender payday loan include:

  • Your average monthly income must be $1,000 or more,
  • You must be a U.S. citizen or a permanent resident,
  • You must be 18 years of age or older,
  • You must have access to an email address and have a working phone number,
  • You must have a valid checking account.

The eligibility criteria may vary from state to state; however, your lender will let you know of any slight differences in qualifications.

Payday Loans from a Direct Lender is definitely your best choice for payday loans from a direct lender. We know you need emergency cash and need it fast. We are here to provide emergency resources to as many Americans as we can.

That is why we make the process easy, secure, and fast to complete. You can get started by completing our short, secure loan request form.